A century and a half after the Battle of Bull Run, the union side is still the side to be on. "Sure, credit unions offer better rates and charge fewer fees," you say, "but it's hard to hear the teller over the sound of all the farm animals running loose in the branch. Plus, I like e-banking." Get this: ICCU does the app thing, the eBranch thing, and the text-message-banking thing to meet all your sitting-at-home-in-your-underwear banking needs. There's even a branch in Mountain View High School (put some clothes on for that one).
Second Place: DL Evans Bank
Third Place: Capital Educators Credit Union