CrowdFUNding 

Dear Minerva,

We've all seen the vitriol that the media has been giving millennials lately, without regard for many of the struggles we face while trying to make ends meet. In preparation for my upcoming marriage, our biggest struggle is raising funds to pay for it. We've been told—typically from older generations—that crowdfunding for our wedding is tacky and rude. What would you say to those who struggle to fund themselves in daily life when searching for ways to make their life events as memorable as those who came before us?

Sincerely,

Starving Engaged Millennial

Dear Starving,

Confession: by some definitions, I'm considered a millennial, but by most, I'm not. I've struggled with the idea of crowdfunding. I was told growing up that one doesn't ask for financial assistance, one goes out and earns it. However, the times, my darlings, they've been a-changin'. Trends show millennials are investing in experiences rather than possessions. Young people are also keen on contributing to something amazing instead of giving individual gifts. While some have ruined crowdfunding with silly or bizarre requests, by and large, most see it as a viable way to help each other in a world with dwindling opportunity. As for naysayers, whenever anyone wags a disapproving finger, I first assess their privilege. People who've had a head start don't understand struggle in the same way. Crowdfunding isn't necessarily a handout, but a hand up. Besides, who really wants to gift a toaster off a registry?

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